Health News Today article A new report has found that people who buy health plans from a company and use a health savings account (HSA) to pay for the plan have a lower medical cost than people that don’t use an HSA to pay.
The study, published in the Annals of Internal Medicine, found that among people with incomes between $35,000 and $90,000, those who used an HSPSA had lower costs than those who didn’t.
The researchers analyzed data from the Internal Revenue Service’s Health Security Survey, which collects information about Americans with employer-sponsored health insurance through their employers.
The survey was conducted in 2012 and 2013.
The survey asks people whether they would like to be covered by an employer-provided health plan, as well as the cost of a plan, and the number of years they would be covered.
The results showed that for people with earnings between $30,000 to $70,000 the costs of the plan were $8,700 to $14,300, while the costs for people who had incomes of $70.5 million to $125,000 were $23,000 or $30 more.
For people with annual incomes between more than $100,000 a plan cost of $9,300 or more, while people with income less than $70 million were not offered a health care plan at all.
The findings were the first of their kind and were published in an academic journal.
“This study is a clear indicator of the importance of HSA for health care utilization,” said Dr. Sarah F. Wurzer, one of the authors and associate professor of medicine at Columbia University.
“In addition to being a health-care savings account, HSA is also an important way for employers to provide financial support to employees.”
The study also showed that those with higher incomes were more likely to have an employer plan, while those with lower incomes were less likely to use an employer health plan.
The study focused on people with a total household income of $60,000.
The researchers did not find evidence of an association between the amount of income a person has and how much they would use for their HSA.
They also looked at the health savings accounts used by people who bought health plans and found that those who had used an employer HSA were more than twice as likely to be in the top 5% of health savings plan participants.
Wurzer noted that the study did not compare how much people used HSA with how much money they had in the HSP.
“It’s difficult to draw firm conclusions from this because HSA does not provide an estimate of the costs that people would be using,” she said.
“But it does provide a very good way of thinking about whether or not there is any effect.”
In order to be included in the study, the participants had to have been enrolled in at least one HSP, which typically means they were enrolled in a plan with the employer.
This makes the study a very small sample size, and there are likely to still be differences in how the participants use HSPs.
However, the researchers found that using an HSS did not affect the health care costs of people who used a plan and those who did not.
Würzer added that the findings showed that HSA may be useful for people that are unable to purchase insurance on their own, or people who cannot afford to buy health coverage on their health insurance plans.
The authors also noted that these findings could apply to people who are in work, have a disability, or are enrolled in Medicare.